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Giving more, the easy way
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Leaving a charitable bequest is as easy as treating the charity as an heir on your various accounts. But combined with annual gifts during life, your donation could pack a lot more punch -- for you and the charity.
Here are three easy ways to make a bequest to a charity:
Name the charity as a beneficiary
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Designers at discount stores
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Were you wooed by that mischievous cat on the commercial for designer Jason Wu's new collaboration with Target? Did you drop everything to stand in line at H&M for the Versace last fall? Are you a Simply Vera by Vera Wang devotee at Kohl's?
You are not alone. A new Facebook group called "Jason Wu for Target: Swap, Sell &
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CFPB probes payment protection
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The new federal consumer watchdog is sniffing at payment protection plans offered by one credit card company, highlighting a profitable plan for issuers that may not be worth your money.
Discover said late last month the Consumer Financial Protection Bureau (along with the Federal Deposit Insurance Corp.) is checking into the marketing of its payment protection
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JPMorgan to pay back fees?
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JPMorgan Chase became the latest bank to settle a nationwide suit concerning the infamous "courtesy" overdraft fees. From Jonathan Stempel of Reuters:
JPMorgan Chase & Co has agreed to pay $110 million to settle consumer litigation accusing it of charging excessive overdraft fees.
The largest U.S. bank by assets joined Bank of America Corp and several smaller
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IRS eyes foreign accounts
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The Internal Revenue Service's main job is to collect our tax money. And some of that tax money comes from, or is supposed to come from, accounts that U.S. taxpayers have in foreign locations.
This filing season, a new reporting requirement, Form 8938, should help the IRS reel in taxes on foreign-held funds. It's the latest
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Fight brews over MMFs
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Money market funds are designed to be safe investments that maintain a $1 per share net asset value, or NAV, at all times. Unlike money market accounts offered by banks though, money market funds are not insured by the FDIC. That means it is possible to lose money in a money market fund if the
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How to save Humpty-Dumpty
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Sarah Toevs, director of the Center for Aging at Boise State University, calls the baby-boomer bulge "Humpty-Dumpty," after the egg-shaped population bulge all those births caused. She sees Humpty as a retirement-planning problem of major proportions.
For at least a millennium, the population has been distributed with a large base of young people at the bottom
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Money market account and rates in St. Augustine, Florida
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To stimulate the economy, the Federal Reserve is keeping interest rates low for at least another year and a half. But if you're looking for a money market account and rates in St. Augustine, FL, with a better-than-average yield, our rates survey can help.
Money market accounts serve as a safe place to keep your emergency
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Auto loan rates in Newark, New Jersey
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The national average for 48-month new-car loans has been steady at 5.15 percent recently. Auto rates are low, but it's still possible to find a better deal. Use our rates survey to find the lowest auto loan rates in Newark, DE, and in other areas of Delaware.
Before you start looking for a loan, make sure
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CD rates in Salinas, California
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It's old news by now, but the Federal Reserve is keeping rates low until at least the middle of 2013. The average national one-year CD rate is still at a dismal 0.34 percent. But there are plenty of ways to find a higher yield. If you're looking for the best CD rates in Salinas, CA,
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Second front attacks ‘Obamacare’
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As President Barack Obama's historic health care reform inches toward its final exam before the Supreme Court next month, a second front led by leaders of the Catholic Church has been growing against the Affordable Care Act.
Unlike the legal challenge by 26 states to the act's "individual mandate" that requires all Americans to purchase health insurance
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Retirement planning in Missoula, Montana
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There is no time like the present to begin your retirement planning in Missoula, MT, and we can provide helpful tools to guide you in the right direction. You may want to consider investing in a money market account as a safe and secure vehicle for retirement planning and for your long term goals.
Retirement planning
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Mortgage rates in Salinas, California
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On the lookout for tips regarding finding the best mortgage rates in Salinas, CA? Expand your strategy and let us do the work for you. Now may be the best time for you to obtain a mortgage, but using careful consideration and our guidelines will enable you to decide wisely. As data fluctuate, our search function gives up-to-date information
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Obama’s refinance dilemma
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Is President Barack Obama's latest plan to allow millions more struggling homeowners to refinance their mortgages actually further stalling a housing market recovery? Critics of the proposal, announced last week, say the chief drawback is that it's setting up a delay in foreclosures, which, in turn, prevents home prices from hitting bottom.
Republicans, who believe government
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A multicultural retirement
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I grew up in West Virginia in a family where "waste not, want not" was practically a religious tenet. It has taken me at least 50 years to get over the notion that leaving food on my plate isn't a sin. So I found the study that retirement services provider ING US released last week
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